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Through our financing partner, HFS Financial, you can get approved quickly and start your outdoor transformation now.
About HFS Financial:
Every home is a work in progress. There’s always a change you want to make that would increase the value of the home and make it more comfortable and convenient for everyone in your family.
A home improvement loan allows you to achieve your dreams. HFS Financial was founded by experts in the financial field who wanted to provide homeowners with the most efficient way to fund their home improvement wants and needs. From financing inground and above-ground swimming pools to outdoor living and all the different projects in between, HFS Financial can help. Searching for the right home improvement loan takes valuable time, and there are always plenty of questions about interest, payback schedules, and loan disbursement (i.e., who controls the money). Finding a low rate and a fair payment can be tough, even with great credit. With HFS’s help, say hello to great rates and low monthly payments.
Ready to upgrade your outdoor space? TopGrass Modern Landscapes makes it easier than ever to get started with affordable landscape financing in Austin and the Texas Hill Country. Through our partnership with HFS Financial, we offer fast, flexible loan options for landscaping, hardscaping, outdoor kitchens, custom decks, and more.
Why Choose Our Landscaping Financing Options?
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Prequalification has no impact on your credit score
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Personal home improvement loans—no equity required
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100% of funds released upfront (no stage funding)
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No appraisal needed
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Minimal paperwork and fast approval process
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Loan funding within 5–7 business days on average
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Low, fixed interest rates for predictable payments
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Terms available up to 20 years
Whether you're planning a cocktail pool, xeriscape installation, or a full backyard transformation, financing your landscape project through TopGrass and HFS Financial gives you the freedom to design now and pay over time—with confidence.
Get pre-qualified today and start building the outdoor oasis you’ve always wanted in Austin or the surrounding Hill Country areas.
Transform Your Property with Professional Landscaping — Now with Financing Options
Elevate your outdoor space with expert landscaping solutions from TopGrass Modern Landscapes. Whether you're planning a full landscape redesign or enhancing key areas, our team delivers high-quality results that reflect your vision and exceed expectations.
Now offering financing options through our trusted partner HFS Financial, we make it easier for homeowners and property owners to invest in their outdoor environment. Enjoy fast approvals, 100% upfront funding, low fixed rates, and flexible terms—so you can start your project without delay and pay over time.
We proudly serve Austin, TX, and surrounding areas including Lakeway, Tarrytown, Bee Cave, Wimberley, New Braunfels, Dripping Springs, and more.
Contact us today to learn more about landscape financing and schedule your consultation.

Contact TopGrass Modern Landscapes
Schedule a consultation
Looking to create a stunning, eco-friendly outdoor space you'll never want to leave? That's our specialty. Simply complete our contact form to set up a consultation where we'll evaluate your site, discuss your goals, and offer expert advice.
We can't wait to collaborate with you.
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